Senior Officer of Underwriting for Retail Loan - 01Post.
AD ID: 11592502 • Phnom Penh • 20h
$400+ 1
- Main Category :
- Jobs
- Category :
- Banking/Insurance
- Job Type :
- Full-time
- Experience :
- 2 Year+
Job Description
This position is responsible for assess the creditworthiness of the retail borrowers, prepares and submits loan proposals to the credit committee for decision-making, has to ensure the effectiveness of credit underwriting turn-around time.
Location
Head Office - Phnom Penh
Duties and Responsibilities
Prepare retail, unsecured, cardkri, and auto loan proposals submitted by branches.
Analyze the financial statements and creditworthiness of borrowers.
Ensure the effectiveness of credit underwriting turn-around time.
Identify borrowers’ business risks and propose corresponding mitigations.
Interact with branch staff to solicit and verify the borrower's information.
Propose credit decisions and negotiate with branch staff accordingly.
Liaise with the Management Credit Committee in presenting a loan proposal and responding to queries or suggestions from the committee.
File reports on the turnaround time of the loan process at the head office.
Perform tasks assigned by the supervisor.
Skills Specifications
Bachelor's degree in banking/finance, business, economics, or other equivalent qualification. A fresh graduate is also encouraged to apply.
At least 1 year of working experience related to credit and/or financial analysis.
Strong analytical, decision-making, and problem-solving skills.
Good understanding and knowledge of the microfinance and banking sectors.
Good interpersonal communication, teamwork, and being result-oriented.
Sound computer literacy, particularly in Word, Excel, the Internet, and email.
Proficiency in English is a plus.
High commitment with strong work ethics and integrity.
Contact Info: Please don't forget to mention that you found this ad on khmer24.com.
069222xxx Click To Call
086354xxx Click To Call
Location: building#606/St.271/Sansam Kosal 3 village/Boeng Tumpun 1 Sangkat/Mean Chey Khan/Phnom Penh Capital Boeng Tumpun 1, Mean Chey, Phnom Penh
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Hattha Bank Plc.
@p-86354354
Members Since 2020-09-09 13:45:37
069222xxx Click To Call
086354xxx Click To Call
Phnom Penh , building#606/St.271/Sansam Kosal 3 village/Boeng Tumpun 1 Sangkat/Mean Chey Khan/Phnom Penh Capital
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Safety Tips for Buyers
1.
មិនត្រូវធ្វើការផ្ញើប្រាក់ទៅមុន មុនពេលទទួលទំនិញ
Do note sent money before receiving the goods
2.
សូមពិនិត្យមើលទំនិញមុនពេលដែលអ្នកទិញ
Check the item before you buy
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បង់ប្រាក់បន្ទាប់ពីទទួលបានទំនិញ
Payment ofter receiving the goods
4.
ត្រូវជួបអ្នកលក់នៅទីតាំងដែលមានសុវត្ថិភាព
Meet the seller at a safe location
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